⚖️ Terms of Use

Last updated: October 2025

Welcome to The Shortcuts Hub.
By using our website, digital downloads, or resources, you agree to the following Terms of Use.
Please read them carefully — they’re designed to protect both you and us, and to ensure a safe, respectful, and transparent experience for everyone.

1️⃣ General Information

Our website provides educational content, tools, and challenges designed to help individuals and families improve their financial wellbeing.
By accessing or using this site, you confirm that you are at least 18 years old or have parental consent to use our materials.

2️⃣ Use of Our Content

All content, guides, tools, downloads, and materials on this site are the property of The Shortcuts Hub and are protected by copyright laws.

You may:

• View and download free or purchased materials for personal, non-commercial use.

• Share links to our website or public posts with credit to The Shortcuts Hub.

You may not:

• Reproduce, resell, or distribute our materials without written permission.

• Use our brand name, logos, or resources for commercial purposes without consent.

For collaborations or licensing inquiries, please contact us at theshortcutshub@gmail.com.

3️⃣ Educational Disclaimer

The information provided on this website and in our materials is for general educational purposes only.
It does not constitute financial, legal, or investment advice.

We encourage you to make informed decisions and, when needed, seek guidance from a qualified financial professional.

4️⃣ User Conduct

You agree to use this website responsibly and lawfully.
You will not:

• Upload or share any harmful or offensive content.

• Attempt to hack, disrupt, or misuse our website or systems.

• Violate any applicable laws or regulations.

5️⃣ Links to Other Websites

Our site may contain links to third-party websites (e.g. Amazon or educational resources).
We are not responsible for the content or policies of those sites. Use them at your own discretion.

6️⃣ Purchases and Downloads

If you purchase a product or download a digital file, you agree to use it for personal use only.
All sales of digital products are considered final unless otherwise stated.

If you experience any issues with your download or access, please contact us at theshortcutshub@gmail.com and we’ll be happy to assist.

7️⃣ Limitation of Liability

While we aim to provide accurate, helpful, and reliable information, The Shortcuts Hub is not liable for any losses, damages, or outcomes that may result from the use of our content or services.
Use all resources at your own discretion and responsibility.

8️⃣ Changes to These Terms

We may update these Terms of Use periodically to reflect new laws or services.
Any updates will be posted here with an updated date.

📩 Contact Us

If you have questions about these Terms of Use, please contact us at:
Email: hello@smartmoneykidsworld.com
Website: www.theshortcutshub.com